TradingPLUS $100,000 Account: Full Review and Who It's Actually For
The $100,000 account is where funded trading starts to look like a serious income rather than a supplementary one. The monthly earning potential at this tier — done conservatively — sits in a range that most employment cannot match. But that potential comes with a specific set of requirements that most traders aren't ready for on their first funded account.
Every number in this review comes directly from the TradingPLUS trading objectives page.
The Numbers at a Glance
Entry fee: $549 Account size: $100,000
CHALLENGE (Step 1)
Profit Target: $10,000 (10% of account)
Maximum Daily Loss: $5,000 (5% of account)
Maximum Loss: $10,000 (10% of account)
Minimum Trading Days: 5 days
Trading Period: Unlimited No deadline
VERIFICATION (Step 2)
Profit Target: $6,000 (6% of account)
Maximum Daily Loss: $5,000 (5% of account)
Maximum Loss: $10,000 (10% of account)
Minimum Trading Days: 5 days
Trading Period: Unlimited No deadline
FUNDED ACCOUNT
Profit Split: Up to 80% of profits go to you
Maximum Daily Loss: $5,000 (5%)
Maximum Loss: $10,000 (10%)
Profit Target: None Trade and withdraw
Fee Refundable: Yes $549 returned on funded account
What the Rules Mean in Practice
The Profit Targets
Step 1 requires $10,000 in profit — 10% of the account. Step 2 requires $6,000 (6%). At 1% risk per trade ($1,000) and a 1:2 risk-to-reward ratio, ten net wins completes Step 1. That's the same number of winning trades as every other evaluation tier. The difference is the dollar weight per trade.
The Daily Loss Limit
The session cap is $5,000 per day. At 1% risk per trade, five consecutive losses hit the limit. For traders who've been through the $50,000 tier comfortably, $5,000 feels like a reasonable cushion. For traders encountering this dollar level for the first time, five consecutive losses worth $5,000 in a single session can trigger responses that wouldn't occur at $2,500.
The Maximum Loss
The account cannot fall below $90,000. A $10,000 cushion sounds substantial until you calculate it at 1% risk per trade: ten consecutive losses without a single winner. That's not an extreme scenario over a rough two-week stretch. Position sizing discipline is what separates traders who manage this buffer comfortably from those who exhaust it through a series of oversized positions.
The Dollar Exposure Question
This is the central consideration at the $100,000 tier. At 1% per trade you're risking $1,000 per position. Psychologically, that number registers differently for most traders. Research on trading behaviour consistently shows that people make different decisions at $1,000 per trade versus $250 per trade, even when the percentage is identical.
Traders who move to the $100,000 account before they've desensitised to this level through time at $50,000 often find that their execution degrades in specific, identifiable ways: hesitating on valid entries, closing early, avoiding setups they'd normally take. None of that is strategy failure. It's psychology that needs more time at lower levels to resolve.
The $549 challenge fee is refunded on the funded account stage. Across a $100,000 account generating $2,400 per month at 3% return and 80% split, the fee is recovered in the first week of funded trading.
Income Potential on the Funded Account
- At 3% monthly return: $3,000 gross. At 80% split, $2,400 to you per month.
- At 5% monthly return: $5,000 gross. At 80% split, $4,000 to you.
- Risk per trade at 1%: $1,000 — the level where most traders begin to feel the psychological weight of individual positions.
- Drawdown buffer: $10,000 — significant in absolute terms, representing ten losing trades at full 1% risk with no winners.
Who This Account Is Actually Built For
The $100,000 account suits you if:
- You have a documented multi-month track record on a $50,000 funded account
- A $1,000 per-trade dollar loss doesn't change how you execute or manage open positions
- Your monthly income goal from funded trading is in the $2,000 to $4,000 range
- You've built the habit of consistent sizing through sustained time at lower account tiers
It's not the right fit if:
- You haven't yet managed a $50,000 funded account successfully for at least three months
- The $1,000 per-trade figure is significantly larger than what you've been risking on any previous account
- You're still in the process of proving your strategy is consistently profitable across different market conditions
The Path to This Account
The most reliable route to the $100,000 account isn't paying the $549 fee immediately. It's building at $10,000, then $25,000, then $50,000, with each tier providing the dollar-exposure conditioning that makes the next one manageable.
Traders who arrive at $100,000 through that progression tend to trade it well. Those who jump from a $25,000 challenge directly to $100,000 funded tend to find the experience harder than they expected, not because the percentage rules have changed, but because the psychology of $1,000 per trade is genuinely different from the psychology of $250 per trade.
How Payment Works
The $549 evaluation fee is paid via cryptocurrency (USDT). This is the primary payment method on TradingPLUS.
Ready to Start Your $100K Challenge?
All account options, fees, and challenge rules are available through the link below.
Get Started With the TradingPLUS $100K Account — $549
Frequently Asked Questions
How much does the TradingPLUS $100,000 account cost?
The evaluation fee is $549, paid via cryptocurrency. The fee is refunded when you reach the funded account stage.
What is the profit target for the TradingPLUS $100K challenge?
Step 1 requires $10,000 (10% of the account). Step 2 requires $6,000 (6%). Both phases have unlimited trading time with a minimum of 5 trading days each.
What is the daily loss limit on the $100K account?
$5,000 per day (5% of the account). Trading is suspended once reached and resets the following trading day.
How much can I earn on a $100,000 TradingPLUS funded account?
At a 3% monthly return and 80% profit split, you take home $2,400 per month. At 5% return that rises to $4,000. Individual performance will vary.
Should I start at $100K or build up to it?
Build up to it. The $10K → $25K → $50K → $100K progression builds the dollar-exposure tolerance that makes the $100,000 account manageable. Traders who jump straight to $100,000 without that foundation consistently find it harder than expected.
Is the $100K challenge fee refundable?
Yes. The $549 fee is refunded when you reach the funded account stage. It is not refunded if you fail the challenge.
